Legal notice

1.  Introduction

1.1  In this legal notice, references to we, us or our mean Bond Dickinson LLP ; unless the context requires otherwise, references to we, us and our also include other undertakings affiliated with Bond Dickinson LLP.

1.2  In this legal notice, references to you or your mean the person accessing and using our Site (as defined below).

1.3  In this legal notice, references to the Site mean the website at the following URL: www.financialinstitutionsnews.com.

1.4  This legal notice, as amended by us from time to time, sets out, among other things, the basis on which you may use our Site.  By accessing and using our Site, you are indicating your acceptance of this legal notice and you agree to comply with your obligations under it.

2.  Bond Dickinson LLP

2.1  Bond Dickinson LLP is a limited liability partnership registered in England and Wales under number OC317661, whose registered office is 4 More London Riverside, London, SE1 2AU, where a list of Members’ names is open to inspection. Our VAT registration number is GB123393627.

2.2  Where we refer to a “Partner” at Bond Dickinson LLP in this Site or in any document or in any correspondence or communication, the term “Partner” means a Member of Bond Dickinson LLP and shall not be construed as indicating or meaning that the Members of Bond Dickinson LLP are carrying on business in partnership within the meaning of the Partnership Act 1890.

2.3  Bond Dickinson LLP is authorised and regulated by the Solicitors Regulation Authority which is the independent regulatory body of the Law Society of England and Wales.

2.4  Bond Dickinson LLP maintains professional indemnity insurance in accordance with the rules of the Solicitors Regulation Authority. Details of the insurers and the territorial coverage of the policy are available on request.

3. Financial Services and Markets Act 2000 disclaimer

3.1  Bond Dickinson LLP is not authorised by the Financial Conduct Authority. However, Bond Dickinson LLP is included on the Financial Services Register maintained by the Financial Conduct Authority. This means that we are authorised to carry on insurance mediation activity, which is broadly the advising on, selling and administration of insurance contracts. This part of our business, including arrangements for complaints or redress if something goes wrong, is regulated by the Solicitors Regulation Authority. The Financial Services Register can be accessed via the Financial Conduct Authority website.

3.2  If during a matter you need advice on investments, we may have to refer you to someone who is authorised by the Financial Conduct Authority, as we are not. However, as we are regulated by the Solicitors Regulation Authority, we may be able to provide certain limited investment services where these are closely linked to the legal work we are doing for you.  Bond Dickinson Wealth Limited is a provider of financial services and is a wholly owned subsidiary of Bond Dickinson LLP.  Bond Dickinson Wealth Limited is authorised and regulated by the Financial Conduct Authority.

3.3  The Law Society of England and Wales is a designated professional body for the purposes of the Financial Services and Markets Act 2000 but responsibility for regulation and complaints handling has been separated from the Law Society’s representative functions. The Solicitors Regulation Authority is the independent regulatory body for the Law Society and the Legal Ombudsman is the independent complaints handling body for the Law Society.

4.  Liability

4.21 We hope that the information and materials on our Site will be of interest to you.  However, no warranty, representation or other assurance is given that the information and materials contained on our Site are complete, up to date or free from errors or inaccuracies.

4.2  Nothing on our Site constitutes legal, financial or other professional advice and nothing on our Site should be taken or construed as such. You should consult a suitably qualified lawyer or other relevant professional on any specific problem or matter.

4.3  We accept no liability (whether arising in contract, tort (including negligence) or otherwise) for: (i) loss, damage or expense of any kind (including, without limitation, loss of data, loss of income or revenue, loss of profit, loss of business, loss of goodwill, damage to property and all other direct, indirect or consequential loss and damage); and (ii) claims by third parties, in each case arising as a result of or in connection with the access or use of our Site, or the use of any material (including Content (as defined below)) contained in or referred to on our Site.

4.4  We reserve the right to modify, and to suspend or withdraw access to, part or all of this Site at any time and we accept no liability in connection with any such modification, suspension or withdrawal.

4.5  Nothing in this legal notice excludes or limits our liability for:

4.5.1  death or personal injury caused by the negligence of us or any of our employees or agents

4.5.2  fraud or fraudulent misrepresentation by us or

4.5.3  any other liability that cannot be excluded or limited by applicable law.

5.  Intellectual property rights

5.1  This Site consists of images, illustrations, graphics, video sequences, sounds, text, documents, publications, written works, photographs, formats and styles of presentation, software (including HTML code) and material analogous to it, and other content (collectively, Content).

5.2  All copyright, moral ownership and other intellectual property rights in the Site and the Content (and derivatives of it) are either owned exclusively by or are licensed to Bond Dickinson LLP or one of our affiliates.

5.3  The brands “Bond Dickinson”, “What Matters Most” and “Beyond” are trade marks of Bond Dickinson LLP (or one of our affiliated undertakings).

6.  Use of our Site

6.1  You may use our Site, and download, print and copy extracts from our Site, in each case for your reasonable personal use only and any such extracts must acknowledge us (Bond Dickinson LLP) as the source and must not be altered in any way.

6.2  You must not use this Site, its Content or any extracts that you download, print or copy from the Site, in any way that is unlawful, or would harm our reputation, rights or interests or those of any other person.

6.3  Subject to clauses 7.1 and 7.2, you may also provide, on an occasional basis and free of charge, copies of any extracts that you download, print or copy from the Site to your colleagues and clients for their own personal use, provided you draw their attention to this clause, which shall apply equally to their use of those extracts.

6.4  All other use of the Site and the Content is strictly prohibited.

7.  Links to our Site

7.1  Subject to clause 8.2, you may link to our Site provided the following conditions are met:

7.1.1  the link to our Site does not damage our reputation or take advantage of it

7.1.2.  the link is only to pages of our Site from which this legal notice can be accessed and

7.1.3  the link does not suggest any form of association, approval or endorsement on our part where none exists.

7.2  We reserve the right to withdraw linking permission at any time and in our sole discretion (including where any link does not conform to the conditions set out in clause 7.1) and you agree to immediately comply with a request from us to remove each link to our Site.

8.  Third party websites

8.1  We may from time to time provide links from our Site that will enable you to access the websites of third parties and, in accordance with clause 7, third party websites may link to our Site.

8.2  Please note that such third party websites are not under our control and we do not contribute to the content of those websites.  When you click through to these sites you leave the area controlled by us.

8.3  We do not accept responsibility for, nor any liability in connection with, these third party websites (including in respect of any issues arising in connection with either the third party’s use of your data, the website content or the services offered to you by these websites).

9.  Privacy

Please see our Privacy Policy and Cookies Policy for information on the ways in which we process personal information and use cookies (and similar technologies).

10.  Bribery and corruption

We take a zero tolerance approach to bribery and corruption and we are committed to acting professionally and ethically in all our business dealings and relationships.  A copy of our Anti-Bribery and Corruption Policy is available on request.

11.  General

11.1  Where any part of our Site contains specific terms and conditions, those terms and conditions shall apply to that part of the Site.

11.2  No failure or delay by us to exercise any right or remedy provided under this legal notice or by law shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict us exercising that or any other right or remedy in the future.

11.3  If any provision of this legal notice is or becomes invalid, illegal or unenforceable, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable.  If such modification is not possible, the relevant provision or part-provision shall be deemed deleted.  Any such modification or deletion shall not affect the validity and enforceability of the rest of this legal notice.

11.4  This legal notice (and any non-contractual obligations arising out of or in connection with it) shall be governed by and construed in accordance with English law and we and you each submit irrevocably to the exclusive jurisdiction of the English courts.

12.  Contact

If you have any questions, concerns or suggestions regarding this legal notice or this Site, please contact us: FIN.BD@bonddickinson.com.