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SMCR & Governance

PRA updates on accountability

26/07/2021
Avatar Emma Radmore

PRA has updated its web resources on strengthening accountability in banks and insurers. It has highlighted its paper on working together to drive change in diversity and inclusion and on its updates for remuneration – with new templates following the changes to identification of MRTs.

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Emma Radmore

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express trust extended warranty extension external auditors EY facilitation of tax evasion fact find faculative reinsurance failure to disclose failure to prevent failure to report fairness fair treatment fair value fair value assessment false accounts FAMR FAQ FAQs Faster Payments fast growing firms FATF FC FCA FCA; SIPP FCA authority FCA ban FCA Chair FCA consultation FCA evaluation papers fca feedback statement FCA fees FCA Guidance FCA Handbook FCA Insight FCA Letter FCA market watch FCA newsletter FCA portfolio letters FCA Principles FCA proceedings FCA rules FCA rules on travel insurance FCA speech FCA undertaking FCDO FCG FCO FDATA Federal Reserve Bank fee feedback statement fees fees and levies fees cap FEMR FG FIA FID fiduciary duty fiduciary management fiduciary management services fiduciary manager Fifth Money Laundering Directive final guidance finalised guidance final notice final report final rules Finance Act 2022 financial abuse Financial Action Task Force financial 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data model London Capital London Capital & Finance London Capital and Finance London insurance market London Market London Stock Exchange long long-term absence long term asset fund long term assets low carbon economy loyalty loyalty penalty LPA LPFP LSB LTAF LTI machine learning Macris mainstream consumer credit lenders Mali management and supervision management body management expenses levy Management Levy Management Responsibility Maps managing agents manipulation Mansion House manufacturer manufacturers mapping MAPS MAR maritime Mark Carney market-making Market Abuse market abuse surveillance market conduct market infrastructures marketing marketing communications marketing text market intervention market investigation market manipulation market observation Market Observations market operators market remedies MARKET REVIEW market reviews market risks market risk scenarios markets market share test market soundings market study market turning event Market Watch MAR review Martin 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client accounts pooling portfolio portfolio companies portfolio letter portfolio management portfolio strategy portfolio supervision portfolio value position limits position reports post post-trade post-trading postiion management power and procedures PPI PPI breaches PPI complaints PPI deadline PRA PRA buffer PRA consultation PRA fees PRA policy statement PRA Principle 4 PRA Rulebook PRA statement on dividend payments PRC pre-contract disclosure pre-contractual information disclosure pre-existing medical condition pre-marketing pre-paid card pre-paid cards pre-trade transparency predicate offence preference shares preliminary ruling Premier FX premium finance prepaid cards prescribed responsibilities prescribed responsibility presence of Covid Presidency pressure sales price cap price comparison price comparison websites price discrimination price walking pricing pricing practice pricing practices PRIIPS primary markets primary market services principal Principle 2 Principle 3 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person Prudent Persons Principle PSC PSD PSD2 PSF PSP PSPs PSR PSRs Pubbi public offer public official push payment push payments Q&A Q&As QIS qualifications quantitative study quarterly consultation Queen's Speech Quincecare duty Randell RAO RAPR RBA RBS RDC RDC decision making RDR re-location real-time payments real estate finance; covid-19; real estate funds Real Time Gross Settlement reasearch Reasonable Adjustments Reasonable care and skill reasonable excuse reasonable procedures reauthentication receivables recognised industry code Recognised overseas investment exchange recommendation recommendations recording record keeping recoveries recovery recovery and resolution recovery plan recovery planning recurring non-disclosure Redcentric redemption redemptions redress redress scheme red tape reducing barriers references referral fees REFIT reflective loss principle reform reforms refund refunds refusal RegData Register registered social landlord registered social landlords 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reporting data reporting format reporting requirements repossessions representation representative example representative examples request to pay research Research Agenda Research Report reserving residency resilience resolution Resolution Assessment resolution planning Resolution Report Resolvability Assessment Framework resource resources respondent banks responses responsibilities map responsibility responsible responsible banking responsible investing responsible lending restricted mass market investment restricted savings restructuring retail retail advisers retail banking retailbanking Retail Banking Investigation Retail Banking Market Investigation Retail Banking Market Investigation Order 2017 retail banking mixer Retail Banking Order Retail banking review retail banks retail client retail consumer protection retail distribution Retail Distribution Review retail financial services Retail funds retail investment retail investments retail investors retail lending retail market Retail Market Investigation retail payments retail payments strategy retained case law retained EU law Retained EU laws retained laws Retained provisions retirement income retirement outcomes reverse solicitation reverse stress testing review revised WTR RFI RFPT review RFRS RFR Working Group right of first refusal right to act Ring-Fenced Bodies ring-fencing ring-fencing regime ringfence risk risk-weighting risk appetite risk assessment risk based approach risk based contributions risk factors risk function risk management risk margin risk mitigation risks risk tolerance risk transfer arrangements risk weighted assets RLS RMAR RMC RMs RND roadmap robo-advice roboadvice robo advice robo advisers Rolls-Royce Rolls Royce Romania Rothesay RSR RTGS RTO RTS RTS2 RTS 27 RTS 28 rulebook Rules ruling run-off Russia Russua s7 s26 s75 s165 s166 S166 FSMA s272 s329 Sacntions safeguarding safe remittance corridors sale and rent back SAMLA SAMLP sanctions Sanctions and AML Act Sanctions and AML Bill Sanctions Bill sanctions list Sandbos sandbox Santander SAR SARs satisfaction survey savings savings markets SCA Scalebox scam scammers scams Scamsmart scam smart scenario analysis Scheme of Arrangement Schwab Scotland SCR Screen Scraping Scrutiny Committee SCSI SDN SDR SEAR SEC SECCI second charge lending Section 75 Section 75 claims sector-wide exercise Sector Views secure customer authentication securities Securities and Futures Commission Securities Regulation securitisation Securitisation Regulation Securitisations regulation security security measures Select Committee self-reporting selling restrictions Seminar Senior Managers SEPA Serbia service standards settlement settlement agreement Sevilleja v Marex Financial Ltd SFDR SFO SFTR share classes shareholder distributions Shareholder engagement Shareholders Rights Directive share trading obligation Short-Selling Regulation short selling side pockets SII SIMEX SIMF simpler-firms Simpler firm simplification Simplified Obligations SIMR Singapore Single Financial Guidance Body single market single rulebook SIPP SIPPs skill care and diligence skilled person skilled persons SLAs SLP SLPs SM&CR SM&CR extension small payment institution smart contracts SMCR SME SME banking SME Finance SME Lending SME Loans SMEs SMF SMF29 SMIR SMR SMR extension social Social Entrepreneurship Funds socially responsible social media solicitor solo-regulated firms solvency Solvency 2 Solvency II Sonali Bank SONIA sophsiticated SOR source of funds spam texts Special Administration Special Resolution Regime Specific Direction speculative speech spot FX Spotlight Review spread bet Spring Budget SPV SRA SRB SREP SRMR SS3/19 sspecific quantitative targets SSR stability stablecoin stablecoins stakeholder notices Staley Standard Chartered standardised term standardised terms Standard Life standards of lending practice standrad-setting body standstill statement of objecctions Statement of Responsibility statutory instruments statutory trust Sterling Fnality Payment stockbrokers stockbroking stock market STOR store cards storm storm damage STORs STR Strategic Working Group strategy Strategy Paper streamlined advice stress stressed markets stress severity stress test stress testing strong and simple framework Strong Customer Authentication stronger nudge structural reform structure structured deposits subordinated liabilities subscription payments substainable finance substantiation suitability suitabllity summary box sunlight remedy SUP SUP 16 super-complaint supervision Supervision Hub supervison supervisors supervisory briefing supervisory cooperation supervisory reporting supervisory risk supervisory statement supervisory strategy supervisory stress test support supreme court surcharges survey suspension suspicion Suspicious Activity Reports Sustainability sustainable finance sustainable investment sustainable lending SVR switch switching Switzerland syber syndicated lending synthetic data synthetic LIBOR SYSC SYSC 19D systematic internaliser systemically important systemic risk systems and controls Tabernula TAFA taping target market task force taskforce tax tax advisor tax evasion taxonomy TBTF TC TCF TCFD tech technical advice technical standards technology technology risks TechSprint techUK temporary absence temporary approval temporary high balance temporary measure temporary permissions Temporary Permissions Regime temporary recognition TEMPORARY REGISTRATION temporary rules Temporary transitional power terminology terms of business terms of reference Terrorism Act terrorism financing Terrorist Asset Freezing Act terrorist finance Tesco Bank test case TF TFS Thailand TheCityUK thematic review thematicreview third-countries third-country banks third-country firms third-party relationships third country third country branch third country branches third country firm third country trading venues third party third party providers third party rights threshold conditions thrid-country TI tied agents time limit timeline Tinney tipping off TIPS TISA TLAC token Tokens ToR TPP TPPs TPR TPS trade Trade and Cooperation Agreement trade deal trade execution trade finance trade repositories trade sanctions trade surveillance trading trading acitivity trading book trading firms trading halts trading obligation Trading platforms trading requirement trading venue trading venues trail commission training transaction history transaction history breach transaction monitoring transaction reporting transfer transfer of clients transfer of funds transfers transformation transition transitional arrangement Transitional Period transitional powers transitional relief transition period transition planning transparency Transparency International travel travel insurance Treasury Treasury Comittee Treasury Committee Treasury Select Committee treaty reinsurance trends Tribunal TRP TRS trust trust and company service provider trust and company services trust registration Trusts TTP Tunisia TUPE Turkey UAE UCIS UCITS UCITS Directive UCITS managers UK UK/US working group UK Banking sector UK banks UK CRR UK EMIR UK Finance ukfinance UK financial services UK funds UK Government UKJT UK Jurisdiction Taskforce UKLA UK MiFID UK MiFIR UK property Ukraine UK RTS unaffordable lending unarranged overdraft unauthorised unauthorised broker unauthorised business unauthorised contractual fund unauthorised persons unbreakable deposits unbundling undertaking undertakings Unenforceable Debts UNEP UNEPFI unexplained wealth order unexplained wealth orders Unfair Contract Terms Directive unfair relationship unfair relationships unfair term unfair terms unit-linked funds unit-linked products United Nations United States unreasonable unregualted unregulated activities unregulated CIS unregulated introducer unregulated investments unsecured credit unsecured lending unsolicited text unsolicited texts unsuitable update Upper Tribunal US USA US sanctions UTCCR UTCCRs UWO validation order valuation value value creation plans value for money value measures value measures reporting value reporting variation VASP VeloCity Venezuela Venture Capital Funds verification virtual asset virtual assets virtual asset service providers virtual currencies virtual currency Visa voluntary jurisdiction VOP voting guidelines voting rights vulmerable vulnerable vulnerable customer vulnerable customers waiver wake up pack warning notice wash trade Wates Principles WBD wealth management webinar wedding insurance wellbeing wet-ink signatures WFE whistleblowing White Paper wholesale wholesale banks wholesale brokers wholesale cash infrastructure wholesale data wholesale insurance wholesale insurance market wholesale markets Wholesale Markets Review Wider Implications Framework wind-down wind-down plan wind down wind down planning Wirecard with-profits Withdrawal WMA Wolfsberg Wolfsberg Group Womble Bond Dickinson Woodford Woodford Equity Income Fund Woodford Fund Woolard Work and Pensions Committee Working Group workplace pension workplace pensions work programme workstreams World Bank WTO Your-Move Your-Move.co.uk •