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SMCR & Governance

PRA updates on accountability

26/07/2021
Avatar Emma Radmore

PRA has updated its web resources on strengthening accountability in banks and insurers. It has highlighted its paper on working together to drive change in diversity and inclusion and on its updates for remuneration – with new templates following the changes to identification of MRTs.

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Emma Radmore

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gross negligence group group-wide policies group policies groups policy GSI GTAG guarantee guarantor guarantor loans Guidance guidance consultation Guidance for Insurance and Premium Finance Firms guidelines Handbook changes Handbook Notice Haque hard Brexit harmonisation HBOS HCST HCSTC Head of Legal Henderson HFSB high-cost lending high-risk high-risk jurisdiction high-risk third countries high-risk third country High cost credit High Court higher paid material risk taker high risk high risk investments high risk jurisdictions high value dealers hire purchase HK Insurance Authority HMRC HMT HM Treasury HNWI holding company holistic home credit home insurance Home Office Hong Kong host host AIFM hot wallet household debt House of Lords House Price Index HSBC IA IAIS IAIS consultation IARs IBA IBIP IBIPs ICAAP ICAEW ICE Clear Europe Limited Iceland ICMA ICO ICOBS ICT ID IDD identification identified staff identity validation IFA IFD IFISA IFPR IFR IFRS IFRS 9 IGCs IHRP ILAAP illegal lending illiquid illiquid investments ILPA ILS imaging IMD IMF immigration impact of covid-19 incentive incentives incident reporting inclusion inclusive finance independent advice independent review index-based insurance indirect access indirect consent Individual Conduct Rule 2# inducement inducements industry code industry codes industry guidance industry guide iNED information requirements information security information sharing information sheet information sheets injunction Innovate innovation Innovation Hub Inquiry inside information insider insider dealing insider trading insistent client insolvency insolvency arrangements Insolvency Service instalment instalment loans Instant payments insurance insurance and premium finance insurance broker insurance claims insurance core principles insurance distribution Insurance Europe insurance holding company insurance intermediary Insurance Linked Securities insurance mediation insurance pricing insurance product value insurance 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mortgages LIIBA limited network limited partnership LINK liquidate liquidity liquidity mismatch liquidity risk management listed companies listing regime listing rules Lloyd's Lloyd's Brussels Lloyd's of London Lloyd's syndicate Lloyd's Wordings Lloyds Lloyds Bank LMA LME Clear Limited LMG loan-based crowdfunding loan origination loans loans to lenders lockdown LoD log-book loan log book loans London Capital London Capital & Finance London Capital and Finance London insurance market London Stock Exchange long long-term absence long term assets low carbon economy loyalty loyalty penalty LPA LPFP LSB LTAF LTI machine learning Macris Mali management and supervision management body Management Levy Management Responsibility Maps managing agents manipulation Mansion House manufacturer manufacturers mapping MAPS MAR maritime Mark Carney market-making Market Abuse market abuse surveillance marketing marketing communications marketing text market intervention market investigation market 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own funds p2p packaged bank accounts PAD PA dealing Pakistan paper Paris Agreement Parliament partly-contested partnership agreement Part VII Part VII transfer passport passporting patient capital pawnbroking Pay.UK payday lending PAYG payment account Payment Accounts payment deferral payment deferrals payment fraud payment freeze payment holiday payment institutions payment moratoria Payments payments authority payment service payment service providers Payment Services Payment Services Regulations Payment services regulator Payments Landscape Review payments messaging payment solutions payments standards payments strategy payment systems payment systems operator Payment Systems Regulator payment threats Payment Transparency PBA PCA PCP PCW PDMR PDS2 PDU PECR peer-to-peer peer-to-peer lending peer review PEMC PEMS penalties penalty pension pension liberation pension redress pensions pensions-to-cash pension scams pension scheme Pension Schemes Bill Pensions Dashboard pensions guidance 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working remuneration Remuneration Code remuneration reform renewal renewals renewed sustainable finance strategy rent-to-own Rent Recognition Challenge REP-CRIM repo repo operations Report reporting reporting data reporting format reporting requirements repossessions representation representative example representative examples request to pay research Research Agenda Research Report reserving residency resilience resolution Resolution Assessment resolution planning Resolution Report Resolvability Assessment Framework resource resources respondent banks responses responsibilities map responsibility responsible responsible banking responsible investing responsible lending restricted savings restructuring retail retail advisers retail banking retailbanking Retail Banking Investigation Retail Banking Market Investigation Retail Banking Market Investigation Order 2017 retail banking mixer Retail Banking Order Retail banking review retail banks retail consumer protection retail distribution Retail Distribution Review retail financial services Retail funds retail investment retail investments retail investors retail lending Retail Market Investigation retail payments retail payments strategy retained case law retained EU law Retained provisions retirement income retirement outcomes reverse solicitation reverse stress testing review RFRS RFR Working Group right of first refusal right to act Ring-Fenced Bodies ring-fencing risk risk-weighting risk assessment risk based approach risk based contributions risk factors risk function risk management risk mitigation risks risk tolerance risk transfer arrangements risk weighted assets RLS RMAR RMC RMs RND roadmap roboadvice robo advice robo advisers Rolls-Royce Romania Rothesay RSR RTGS RTO RTS RTS2 rulebook Rules run-off s7 s75 s166 s272 s329 Sacntions safeguarding sale and rent back SAMLA SAMLP sanctions Sanctions and AML Act Sanctions and AML Bill Sanctions Bill Sandbos sandbox Santander SAR SARs satisfaction survey savings 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SME Finance SME Lending SME Loans SMEs SMF SMIR SMR SMR extension social Social Entrepreneurship Funds socially responsible solicitor solo-regulated firms solvency Solvency 2 Solvency II Sonali Bank SONIA sophsiticated SOR source of funds spam texts Special Administration Special Resolution Regime speculative speech spot FX Spotlight Review spread bet Spring Budget SPV SRA SRB SREP SRMR SS3/19 sspecific quantitative targets SSR stability stablecoin stablecoins stakeholder notices Standard Chartered standardised term standardised terms Standard Life standards of lending practice standrad-setting body standstill statement of objecctions Statement of Responsibility statutory instruments stockbrokers stockbroking STOR store cards STORs STR strategy Strategy Paper streamlined advice stress stressed markets stress severity stress test stress testing Strong Customer Authentication structural reform structure structured deposits subordinated liabilities subscription payments substainable finance substantiation suitability suitabllity summary box sunlight remedy SUP SUP 16 super-complaint supervision supervisory cooperation supervisory reporting supervisory statement supervisory strategy supervisory stress test support supreme court surcharges survey suspension suspicion Suspicious Activity Reports Sustainability sustainable finance sustainable investment sustainable lending switching Switzerland syber syndicated lending SYSC systematic internaliser systemically important systemic risk systems and controls Tabernula TAFA taping target market task force taskforce tax tax advisor tax evasion taxonomy TBTF TC TCF TCFD technical advice technical standards technology technology risks TechSprint techUK temporary absence temporary approval temporary high balance temporary permissions Temporary Permissions Regime temporary recognition TEMPORARY REGISTRATION temporary rules Temporary transitional power terminology terms of business terms of reference Terrorism Act terrorism financing Terrorist Asset Freezing Act terrorist finance Tesco Bank test case TF Thailand TheCityUK thematicreview thematic review third-countries third-country firms third-party relationships third country third country branches third country firm third country trading venues third party third party providers third party rights threshold conditions thrid-country TI time limit Tinney tipping off TIPS TISA TLAC token Tokens ToR TPP TPPs TPR TPS trade Trade and Cooperation Agreement trade execution trade finance trade repositories trade sanctions trading trading acitivity trading firms trading halts trading obligation Trading platforms trading requirement trading venue trading venues trail commission training transaction history breach transaction reporting transfer transfer of clients transfers transformation transition transitional arrangement Transitional Period transitional powers transitional relief transition period transition planning transparency Transparency International travel travel insurance Treasury Treasury Committee Treasury Select Committee treaty reinsurance trends Tribunal TRP TRS trust trust and company service provider trust and company services Trusts TTP Tunisia TUPE Turkey UAE UCIS UCITS UCITS Directive UCITS managers UK UK Banking sector UK CRR UK EMIR ukfinance UK Finance UK financial services UK Jurisdiction Taskforce UKLA UK MiFIR Ukraine unaffordable lending unarranged overdraft unauthorised unauthorised broker unauthorised business unauthorised persons unbreakable deposits unbundling undertaking Unenforceable Debts UNEP UNEPFI unexplained wealth order unexplained wealth orders Unfair Contract Terms Directive unfair relationships unfair terms unit-linked funds unit-linked products United Nations United States unreasonable unregulated activities unregulated CIS unregulated introducer unregulated investments unsecured credit unsecured lending unsolicited text unsolicited texts unsuitable Upper Tribunal US USA US sanctions UTCCR UTCCRs UWO validation order valuation value value for money value measures value measures reporting value reporting variation VeloCity Venezuela Venture Capital Funds verification virtual asset virtual assets virtual asset service providers virtual currencies virtual currency voluntary jurisdiction VOP voting guidelines voting rights vulmerable vulnerable vulnerable customer vulnerable customers waiver wake up pack wash trade Wates Principles WBD wealth management webinar wedding insurance wet-ink signatures WFE whistleblowing White Paper wholesale banks wholesale brokers wholesale data wholesale insurance wholesale insurance market wholesale markets wind-down wind-down plan wind down Wirecard with-profits Withdrawal WMA Wolfsberg Wolfsberg Group Womble Bond Dickinson Woodford Woolard Work and Pensions Committee Working Group workplace pension workplace pensions work programme workstreams World Bank WTO •