EPC 2019 SEPA scheme rulebooks in force

The European Payments Council has confirmed that its rulebooks covering:

  • SEPA Credit Transfers,
  • SEPA Instant Credit Transfers,
  • SEPA Direct Debits, and
  • SEPA Direct Debits Business-to-Business,

came into force from 17 November 2019 and will remain in force until 21 November 2021.

These versions were first published by the EPC in November 2018.

The EPC is now also inviting stakeholders to submit change requests for these rulebooks. Responses received by 31 December 2019 will be considered, and updated versions and implementation guidelines published in November 2020, to take effect from November 2021.


Roseyna Jahangir