FIN.
Commercial BankingConductConsumer CreditEnforcement & LitigationFinancial Crime PreventionFintech & InnovationFundsInsuranceInvestmentsPayment Services & Electronic MoneyPensionsRegulated MortgagesRetail Banking

New Financial Services head at Womble Bond Dickinson

17/01/2019
Avatar Roseyna Jahangir

We are delighted that Jonny Williams has joined the financial services regulatory team at Womble Bond Dickinson UK.

More information on Jonny and his appointment can be found here.

Avatar

Roseyna Jahangir

View all posts

Popular tags

#keydates #timeline 0% credit card 1MDB 5MLD 10% depreciation 12 week rule 12-week rule 30-day rule 2021 stress test 2030 ABC ABI accelerator accepted market practice access Access to Banking Standards access to cash access to premises accountability account information services acquiring criminal property acquis Action Plan activities-based approach ad add-ons adequate procedures adequate resources ADR ads Advertising advice adviser charging affordability AFM AFME ageing population aggregator AG Opinion AI AIF AIFM AIFMD AIFMD reporting AIFMD review AIFs AIMA AIPPF Airbus Airline Services AISP algorithm all crimes allocation of responsibilities alternative credit alternative investment alternatives AMICE Amigo AML AML/CFT AML action plan ancillary ancillary activity exemption ancillary insurance intermediaries Andrew Bailey Angela Burns Annex 1 Institution annual conference Annual plan annual report ANNUAL REVIEW annuities annuity anonymous accounts anti-corruption strategy anti-money laundering APER API apology APP App-to-App appeal APPG APPG Fair Business Banking application applications appointed representative appointed representatives approach document appropriateness appropriateness test approved person approved persons APP scams APR AR arrears arrears management ARs article 3 Article 46 MiFIR Article 50 Article 52 art intermediary ASA ASA ruling ASPSP asset encumbrance asset finance asset maangement asset management asset management market study asset management review asset manager asset managers assignment associated person ATM ATMs Attorney General Opinion audit Australia authentication authorisation authorisations authorised funds authorised payment authorised push payment scams automated automated advice automatic capitalisation Autumn statement avoiding scams back-branching Bacs BaFin bail-in ban bank bank account registry bank account switching banking Banking Act banking reform banking regulation banking standards Banking Standards Board banking supervision Bank of England BANKS BAP Barclays bare trusts Barnier Basel Basel 3 Basel 3.1 Basel Committee Basel Framework Basel III basic advice basic bank accounts BBA BBILS BBL BBLS BBRS BCA BCAP BCBS BCOBS BCP behavioural economics behavioural schence BEIS Benchmark benchmark administrator benchmark administrators benchmark manipulation Benchmark Regulation Benchmarks Benchmarks instruments 2015 Benchmarks Regulation beneficial owner beneficial ownership best execution best practice betting Betway BI BIBA BI claims data Big Data BigTech BI insurance bilateral agreement Bills of Sale binary option binary options BIS Bitcoin BI test case Bittar blacklist blockchain Blocking Regulation BMR BNPL Board letter board responsibilities BoE Bond Dickinson bond markets Bonds BOS branch Breathing Space Bresit brexit Brexit Readiness Checklist Brext bribery Bribery Act brokerage brokerage services to funds brokers; wholesale market; FCA; market study; competition brown-penalising BRRD BRRD 2 BRRD2 BRRD II BRRDII BSB BTL BTMU BTS Budget budget2020 Budget2021 buffers building societies building society bundling Burns business banking business continuity business insurance business interruption Business Interruption Insurance business lending Business Plan business transfer buy now pay later Buy to Let BVCA Call for evidence call for information Call for Input campaign cancellation cancellations CAP CAP Code capital capital adequacy Capital Alternatives capital buffers capital distributions Capital Instruments capital management capital markets Capital Markets Union Capital Requirements captial requirements Card-Acquiring card-acquiring services card scheme Carillion cartel case fee case studies cash cash savings CASS categorisation causation CBDDQ CBIL CBILS CCA CCD CCP CCPs CDD CENTRAL BANK central bank digital currency central banks central clearing central contact point Central Counterparties central securities depositories reguation certification Certification Regime certified persons Certified Staff CET1 CFA CFD cfds CFT CFTC chair's statement chair statement Chancellor change in control change of control CHAPS chargeback Charities charity Charity Commission Charles Rendall chemical weapons cheque imaging cheques child trust fund China CIDRA CII CIRR CIS City Corporation CityUK Civil Liability Act CJEU claims claims management classification CLBILS clearing clearing members clearing obligation client assets client categorisation client money cliff-edge climate change climate change disclosures Climate Financial Risk Forum CLLS CLO clone closet constrained fund closet tracker fund closing out cloud Cloud service provider CMA CMC CMCs CML CMU Co-op Bank Co-operation COB COBS COCON code cold-call cold-calling COLL collateral collective proceedings order college comflict ComFrame commercial lines commercial property Commerzbank Commission commodity derivatives Companies Act 2006 Companies House company law comparison compensation competent authorities competition competition act Competition Appeal Tribunal complaint complaints complaint scheme consultation Complaints Commissioner complaints handling Complaints Scheme complex compliance compliance function compliance officer compliance oversight compliance procedures Compliance Register Compliance Reporting Form Compromise text compulsory jurisdiction CONC conditional sale conduct conduct of business Conduct Questions conduct risk conduct rules confidential information Confirmation of payee confiscation order conflict conflicts conflicts of interest Connaught Connaught Income Fund Series 1 connected contracts consent consent guidance consent SAR consultation consultation paper consumer consumer credit Consumer Credit Directive consumer detriment consumer finance consumer investments consumer outcomes consumer protection consumer rights act Consumer Rights Act 2015 Consumer Rights Directive Consumers Consumer White Paper contactless contactless mobile payments contingency planning contingent charging Contingent Reimbursement Model continuity contract certainty contract continuity contract markets Contractual certainty contract variation controlled functions convergence conversion cooperation CoP core coronavirus corporate corporate criminal liability corporate governance Corporate Governance Principles corporate liability corporate offence corporate transparency correspondent banking corruption costs costs and charges Cost Transparency Initiative Council Council of the European Union counter-measures County Court Court of Appeal Court of Justice Covdi-19 coverage covered agreement covered bonds coverholder Covid Covid-19 Covid calculator Covid Corporate Financing Facility Coviid-19 CPD CPI CPMI CPTPP CRA CRAR CRAs CRD CRD4 CRD IV CRD V CRDV credit credit broker credit broking credit card credit cards creditcards credit information Credit Institution credit insurance credit rating credit rating agencies Credit Ratings credit reference credit risk credit risk mitigation credit scores Credit transfers credit union credit unions creditworthiness Criminal Finances Act Criminal Finances Bill criminal offences Directive criminal sanctions critical and important outsourcing CRM CRM Code cross-border cross-border payments Cross-Border Payments Regulation Crowdfunding crowdfunding regulation CRR CRR 'quick fix' CRR II crypto crypto-assets crypto-currency cryptoasset cryptoassets cryptocurrency cryptocurrency derivative crypto derivative crytpoassets CSC CSD CSDR CTF culture currency conversion current account current accounts current account services custodian custody customer's best interests customer authentication customer communication customer journey customer outcome customers Customer Treatment Harm cyber cybercrime cyber crime cyber insurance cyber lexicon Cyber risk cyber risks Cyber Security cyber threat D2C DAML Danske Bank data data breach data collection Data Protection Data Protection Bill data security data transfer DB pensions DB pension transfer DB transfer DDQ de-risking DEA dealing commission Dear CEO Dear Chair Dear RemCo head debate debentures debitcards debit cards debt Debt Administrators debt advice debt collection debt letters debt management Debt Purchasers declaration declarations deeds deemed equivalence default default notices deferra; deferral deferred payment defined benefit Defualt Notices delayed delayed payment services delays delegated regulation Delegation demands and needs dematieralisation deposit deposit-taking deposit aggregator depositary Deposit Guarantee Schemes Directive depositor protection deposit protection Deposits DEPP derisking derivative derivatives derivatives trading obligation designated persons designated professional body desrisking destruction of documents DFSA DGS DGSD digital digital advertising digital banking digital comparison tools digital currency digital economy Digital Economy Bill digital finance Digital Finance Package digital ID DIGITAL PAYMENT digital payments digital products digital sandbox direct access direct debits direct debit scheme Direction directions director Directory disclaimer Disclosure disclosure regulations disclosures discrepancy discretion Discretionary Commission discretionary commission arrangement discrimination discussion paper DISP distance marketing Distance Selling distribution distribution of profits distributions distributor diversity Diversity and inclusion dividend arbitrage trading schemes dividend payments and share buybacks dividends DLT DoJ doorstep lending dormant assets double leverage DPA DPAs Draft Act draft declaration driverless cars DRR DRSP DSS due diligence Dutch Authority duty of care duty of responsibility e-money e-signatures e-wallets EACB EBA EBA Consultation EBA Guidelines EBF EC ECB ECCI ECJ ECL ECON economic crime economic crime levy economic resource EDD EDMC EEA EEA Passport Rights EFAMA EFIF EG eIDAS EIOPA election electronic instructions electronic money issuers electronic signatures ELTIFs EMA EMD emerging markets EMI EMIR EMIR Refit emission allowances emoney Employer Salary Advance Scheme employers liability employment EMRs enforceability Enforcement engagement enhanced ENISA environmental EONIA EOS PRIIPs EP EPC equality equality act equity raising equity release equivalance equivalence equivalent ESA ESAs ESCB ESEF ESG ESG factors ESMA ESRB estate agency EU EU AML policy EU Blocking Regulation EU consumer law EU Council EURIBOR European Banking Authority European Commission European Commission roadmap European Communities Act 1972 European Council European Court European Ombudsman European Parliament European Payments Council; European Union (Withdrawal) Act European Union (Withdrawal) Act 2018 European Union (Withdrawal) Bill Europol eurozone EuSEF EuSEF Regulation EuVECA EuVECA Regulation evaluation paper Event events exaggeration exchange tokens exclusion exclusive initiative execution execution-only mortgages executive appointments exempt investment firms exemption exempt professional firm ex gratia payments exit fees exit plan expected credit loss export express trust extended warranty extension external auditors facilitation of tax evasion fact find faculative reinsurance failure to disclose failure to prevent fairness fair treatment FAMR FAQ FAQs Faster Payments fast growing firms FATF FC FCA FCA; SIPP FCA consultation FCA evaluation papers fca feedback statement FCA Guidance FCA Handbook FCA Insight FCA Letter FCA Principles FCA proceedings FCA rules on travel insurance FCA undertaking FCG FCO FDATA Federal Reserve Bank fee feedback statement fees fees and levies FEMR FG FID fiduciary duty fiduciary management fiduciary management services fiduciary manager Fifth Money Laundering Directive final guidance finalised guidance final notice final report final rules financial advice financial advisers financial analyst financial capability financial collateral financial crime financial crime compliance questionnaire financial crime guide financial crime prevention financial crimes financial crisis financial difficulty financial exclusion financial guidance Financial Guidance and Claims Act Financial Guidance and Claims Bill financial inclusion financialinclusion financial innovation financial literacy Financial Market Infrastructure firms financial market infrastructures financial markets financial markets infrastructure Financial Ombudsman Service FINANCIAL PRODUCTS Financial promotion financial promotions Financial regulation Financial Regulatory Working Group Financial Reporting Council financial resources financial sanctions financial services Financial Services Bill Financial Services Duty of Care Bill Financial Services Register financial stability Financial Stability Board Financial Stability Report Financial Stability Review financial statements Financial Support Direction financial systems Finanial Lives FinCEN fine fines fintech Fintech Hub Fintech Strategic Review fit and proper fitness and propriety FIU FLA flood flying prices FMI FMLC FMSB forbearance forex forgery form Form A Form E Form O forms FOS FPC FPO FPS fragmentation fraud fraud prevention FRC free trade Free Trade Agreement frozen assets frozen assets report frustration FSAP FSB FS Bill FSCP FSCS FSMA FTA FTE FTP FUNDamental Fundamental Rules FUNDamentals fund distribution fund managers fund reporting funds Funds Transfer Regulation fund suspension funeral plan funeral plan contracts funeral plans furlough Future Future Fund future of regulation fx G-SIIs G7 G20 Gabr Gabriel gambling Gambling Commission GAP insurance GAR GATT GDPR gender stereotyping general good general insurance general insurance pricing general insurance pricing practices general insurance value measures general insurance value measures reporting geofinance GFIN Gibraltar GI pricing global human rights Gloster gold-plating Goldman Sachs gone-aways Goods Mortgages Goods Mortgages Bill governance governence Government grandfathering Great Repeal Bill Green Bonds Green Bond Standard green finance Greensill green taxonomy GreenTech greenwashing GRG gross negligence group group-wide policies group policies groups policy GSI guarantee guarantor guarantor loans Guidance guidance consultation Guidance for Insurance and Premium Finance Firms guidelines Handbook changes Handbook Notice Haque hard Brexit harmonisation HBOS HCST HCSTC Head of Legal Henderson HFSB high-cost lending high-risk high-risk jurisdiction high-risk third countries high-risk third country High cost credit High Court high risk high risk jurisdictions high value dealers hire purchase HK Insurance Authority HMRC HMT HM Treasury HNWI holding company holistic home insurance Home Office Hong Kong host AIFM hot wallet household debt House of Lords House Price Index HSBC IA IAIS IAIS consultation IARs IBA IBIP IBIPs ICAAP ICO ICOBS ICT ID IDD identified staff identity validation IFA IFD IFISA IFPR IFR IFRS IFRS 9 IGCs IHRP ILAAP illegal lending illiquid illiquid investments ILPA ILS imaging IMD IMF immigration impact of covid-19 incentive incentives incident reporting inclusion inclusive finance independent advice independent review index-based insurance indirect access indirect consent Individual Conduct Rule 2# inducement inducements industry code industry codes industry guidance iNED information requirements information security information sharing injunction Innovate innovation Innovation Hub Inquiry inside information insider insider dealing insider trading insistent client insolvency Insolvency Service instalment loans Instant payments insurance insurance and premium finance insurance broker insurance core principles insurance distribution Insurance Europe insurance intermediary Insurance Linked Securities insurance mediation insurance pricing insurance product value insurance renewals Insurance Special Purpose Vehicles Insurance Supervision Act insurance undertakings insurance value reporting insurers Insuretech insurtech integrity interbank payment INTERCHANGE FEE Interchange Fee Regulation interchange fees interest-only mortgages Interest rate Interest rates intergenerational intergenerational difference intergenerational differences interim report intermediation internal model international banks international firms intervention intra-group introducers investigation investment investment advice Investment Association Investment banking investment consultancy investment consultant investment consultants investment firm investment firms investment fraud investment funds Investment Management investment pathway investment plaform Investment plaforms investment platform investment platforms investment research Investments investment scheme investor protection investors' best interests invoice finance IORP II IOSCO IPID IPO IPSF IPU Iran IRB Ireland irredeemable shares ISA ISDA ISO ISO 20022 ISO20022 ISPV ISSA issues paper IT failures ITS IUA JACS Japan JFSA JMLSG JMLSG Guidance judgement judicial review Kalifa Kalifa Review Keydata key dates Key Information Document key worker key workers KID landing slot large exposures law commission Law Society LawTech Delivery Panel LCF leapfrog legal entity identifier legal persons legal privilege legislation legitimate interests LEI lending Lending Code Letter-box letting agency letting agent letting agents leverage levies levy LGD LIBOR LIBOR roadmap LIBOR transition licence licences lifeboating life insurance lifetime mortgages LIIBA limited partnership LINK liquidity liquidity mismatch liquidity risk management listed companies Lloyd's Lloyd's Brussels Lloyd's of London Lloyd's syndicate Lloyd's Wordings Lloyds Bank LMA LMG loan-based crowdfunding loan origination loans loans to lenders lockdown LoD log-book loan log book loans London Capital London Capital & Finance London Capital and Finance London insurance market London Stock Exchange long long-term absence low carbon economy loyalty loyalty penalty LPA LPFP LSB LTI machine learning Macris Mali management body Management Levy Management Responsibility Maps managing agents manipulation Mansion House manufacturer manufacturers mapping MAPS MAR maritime Mark Carney market-making Market Abuse marketing marketing communications marketing text market investigation market manipulation market observation Market Observations market operators market remedies MARKET REVIEW market soundings market study market turning event Market Watch MAR review Martin Wheatley MAS matching adjustment material outsourcing material risk taker MCD MCOB MCOBs MDP MELL mental health MEP Merchants methodology mfn MI MiFID MiFID 2 MiFID II MiFID transaction reporting MIFIR mini-bond mini-bonds mis-selling misconduct misleading misleading impressions misleading statement misrepresentation misselling Missing Persons Bill mission mitigation MLAC MLAR MLD MLD4 MLD5 MLD6 MLR MLR 2007 MLRO MLRs MMF MMR mobile mobile banking mobile payments mobile phone insurance model portfolio modern slavery modification MoJ money Money and Pensions Service money laundering Money Laundering Regulations Money Laundering Regulations 2007 Money Laundering Regulations 2017 Money market funds Money Markets Moody's MOP moratoria moratorium mortgage mortgage advice mortgage advice and selling mortgage arrears mortgage holiday mortgage intermediaries mortgage market review mortgage prisoner mortgage prisoners mortgageprisoners mortgages mortgage shortfall most representative services motor motor finance motor insurance MoU MRC MREL MRT MSB MTF mutual evaluation mutuals Mutual Societies national risk assessment national specific templates nationwide NBFI NCA NCCT NCCTs NED NEDs needs network new bank new banks new payments architecture new rules next generation standard NFC NGFS Nicaragua No-deal Brexit no deal non-advised non-bank lender non-complex non-cooperative non-damage non-EEA branch non-financial misconduct non-performing loan non-performing loans non-regulated activities non-resident Northern Rock North Korea notification notifications novation NPA NPL NPPR NPSO NRA NTDS NURS occasional paper OCIR policy OECD OEICs OFAC offences Official Journal of the European Union OFR OFSI OFT OJEU Ombudsman News ombudsman scheme Ombusdman News onshoring OPBAS open-ended fund open-ended funds open access open access requests open and honest open banking Open Banking Implementation Entity open ended property funds open finance open market openness operational resilience operational risk Opinion opinions ORSA OSFI OTC derivatives OTF oustsourcing outrwards reinsurance outsourcing overdraft overdraft pricing Overdrafts overlap rule overseas entities overseas entities register overseas firms overseas fund overseas funds overseas funds regime overseas territories oversight Over the Counter Derivatives own funds p2p packaged bank accounts PAD PA dealing Pakistan paper Paris Agreement Parliament partly-contested partnership agreement Part VII Part VII transfer passport passporting patient capital pawnbroking Pay.UK payday lending PAYG payment account Payment Accounts payment deferral payment deferrals payment fraud payment freeze payment holiday payment moratoria Payments payments authority payment service payment service providers Payment Services Payment Services Regulations Payment services regulator payments messaging payment solutions payment systems payment systems operator Payment Systems Regulator payment threats Payment Transparency PBA PCA PCP PCW PDMR PDS2 PDU peer-to-peer peer-to-peer lending peer review PEMC PEMS penalties penalty pension pension liberation pensions pensions-to-cash pension scheme Pension Schemes Bill Pensions Regulator pensions transfer pension transfer pension trustees PEP PEPP PEPs performance performance fee performance fees performance scenario PERG Perimeter permission permissions permitted links persistent debt personal injury personal insurance personal lines personal loans personal pension personal pensions personal recommendation PFLP PFOF Philip Hammond phishing phoenixing PI PIFMA PII Pillar 2 Pillar 2A Pillar 3 pilot PIMFA PISP plain English plan and budget platform platforms platforms market study Plevin POCA POG Policing and Crime Act policy development Policyholder policy statement policy wording political agreement polling pooled client accounts pooling portfolio portfolio management portfolio strategy portfolio supervision portfolio value position limits position reports post post-trade post-trading postiion management power and procedures PPI PPI breaches PPI complaints PPI deadline PRA PRA buffer PRA policy statement PRA Principle 4 PRA Rulebook PRA statement on dividend payments PRC pre-contract disclosure pre-contractual information disclosure pre-existing medical condition pre-marketing pre-paid card pre-paid cards pre-trade transparency preference shares prepaid cards prescribed responsibilities prescribed responsibility presence of Covid Presidency pressure sales price cap price comparison price comparison websites price discrimination pricing PRIIPS primary market services principal Principle 2 Principle 3 principle 5 Principle 6 Principle 7 Principle 11 Principles printing printing trades PRIP privact Privacy Privacy Notices Privacy Shield private banking private fund limited partnership private warning privilege problem debt PROD Product governance product intervention productive finance professional indemnity insurance Professional Investment Firm professional money launderers professional qualifications prohibition order Project Bloom Project Innovate prominence promotions proof of concept property property fund proportionality proportionate proprietary trading prosecution Prospectus prospectus regulation prudential prudential framework prudential regime prudential regulation prudential requirements prudent person Prudent Persons Principle PSC PSD PSD2 PSF PSP PSPs PSR PSRs public offer public official push payment push payments Q&As qualifications quarterly consultation Queen's Speech RAO RAPR RBA RBS RDC RDR re-location real estate finance; covid-19; real estate funds reasearch Reasonable Adjustments reasonable excuse reasonable procedures receivables recognised industry code Recognised overseas investment exchange recording record keeping recovery recovery and resolution recovery plan recovery planning recurring non-disclosure redemption redemptions redress redress scheme red tape reducing barriers references REFIT reflective loss principle refund refunds RegData Register registered social landlord registered social landlords registration Registration of Overseas Entities Registration of Overseas Entities Bill registry Regtech regulated activities regulated activity regulated exchange regulated mortgage regulation Regulation round up regulator Regulatory capital Regulatory Digest regulatory fees and levies regulatory initiative regulatory initiatives grid regulatory perimeter regulatory references regulatory reporting regulatory returns reinsurance reinsurance intermediary REIT relending RemCo remediation remedies remedy reminder remittance service providers remuneration Remuneration Code remuneration reform renewal renewals renewed sustainable finance strategy rent-to-own Rent Recognition Challenge REP-CRIM repo repo operations Report reporting reporting data reporting format reporting requirements repossessions representative example representative examples request to pay research Research Agenda Research Report reserving residency resilience resolution Resolution Assessment resolution planning Resolution Report Resolvability Assessment Framework resource respondent banks responsibilities map responsibility responsible responsible banking responsible investing responsible lending restricted savings retail retail advisers retailbanking retail banking Retail Banking Investigation Retail Banking Market Investigation retail banking mixer Retail Banking Order Retail banking review retail distribution retail financial services Retail funds retail investment retail investors retail lending Retail Market Investigation retail payments retail payments strategy retained case law retained EU law Retained provisions retirement income retirement outcomes reverse solicitation review RFRS RFR Working Group right of first refusal right to act Ring-Fenced Bodies ring-fencing risk risk-weighting risk assessment risk based approach risk based contributions risk factors risk function risk management risks risk tolerance risk transfer arrangements risk weighted assets RMAR RMC RND roadmap roboadvice robo advice Rolls-Royce Romania Rothesay RSR RTGS RTO RTS RTS2 rulebook Rules run-off s7 s75 s166 s272 s329 Sacntions safeguarding sale and rent back SAMLA SAMLP sanctions Sanctions and AML Act Sanctions and AML Bill Sanctions Bill Sandbos sandbox Santander SAR SARs savings savings markets SCA Scalebox scam scammers scams Scamsmart Scheme of Arrangement Schwab Scotland SCR Screen Scraping Scrutiny Committee SDN SEAR SEC SECCI second charge lending Section 75 Section 75 claims sector-wide exercise Sector Views secure customer authentication securities Securities and Futures Commission Securities Regulation securitisation Securitisation Regulation security security measures Select Committee self-reporting selling restrictions Seminar Senior Managers SEPA Serbia service standards settlement Sevilleja v Marex Financial Ltd SFO SFTR share classes Shareholder engagement Shareholders Rights Directive share trading obligation Short-Selling Regulation short selling SII SIMEX SIMF simplification Simplified Obligations SIMR Singapore Single Financial Guidance Body single market single rulebook SIPP SIPPs skilled person skilled persons SLP SLPs SM&CR SM&CR extension smart contracts SMCR SME SME Finance SME Lending SMEs SMF SMIR SMR SMR extension social Social Entrepreneurship Funds socially responsible solicitor solo-regulated firms Solvency 2 Solvency II Sonali Bank SONIA sophsiticated SOR source of funds spam texts Special Administration Special Resolution Regime speculative speech spot FX Spotlight Review spread bet Spring Budget SPV SRA SRB SREP SRMR SS3/19 SSR stability stablecoin stablecoins stakeholder notices Standard Chartered standardised term standardised terms Standard Life standards of lending practice standstill statement of objecctions Statement of Responsibility statutory instruments stockbroking STOR store cards STORs STR strategy Strategy Paper streamlined advice stress stress test stress testing Strong Customer Authentication structural reform structure structured deposits subordinated liabilities substantiation suitability suitabllity summary box sunlight remedy SUP SUP 16 super-complaint supervision supervisory cooperation supervisory reporting supervisory statement supervisory strategy support supreme court surcharges suspension suspicion Sustainability sustainable finance sustainable lending switching Switzerland syndicated lending SYSC systematic internaliser systemically important systemic risk systems and controls Tabernula TAFA taping target market taskforce task force tax tax advisor tax evasion taxonomy TBTF TC TCF TCFD technical advice technical standards technology technology risks TechSprint techUK temporary approval temporary high balance temporary permissions Temporary Permissions Regime temporary recognition TEMPORARY REGISTRATION temporary rules Temporary transitional power terminology terms of business terms of reference Terrorism Act terrorism financing Terrorist Asset Freezing Act terrorist finance Tesco Bank test case TF TheCityUK thematic review thematicreview third-countries third-country firms third country third country firm third party third party providers third party rights threshold conditions thrid-country TI time limit Tinney tipping off TIPS TISA TLAC token Tokens ToR TPP TPPs TPR TPS trade Trade and Cooperation Agreement trade execution trade finance trade repositories trade sanctions trading trading firms trading halts trading obligation Trading platforms trading requirement trading venue trading venues trail commission training transaction reporting transfer transfer of clients transfers transition transitional arrangement Transitional Period transitional powers transitional relief transition period transition planning transparency Transparency International travel travel insurance Treasury Treasury Committee Treasury Select Committee treaty reinsurance trends Tribunal TRS trust trust and company service provider trust and company services Trusts TTP Tunisia TUPE Turkey UCIS UCITS UCITS Directive UCITS managers UK UK Banking sector UK CRR ukfinance UK Finance UK Jurisdiction Taskforce UKLA Ukraine unaffordable lending unarranged overdraft unauthorised unauthorised broker unauthorised business unauthorised persons unbreakable deposits unbundling undertaking Unenforceable Debts UNEP unexplained wealth order unexplained wealth orders Unfair Contract Terms Directive unfair relationships unfair terms unit-linked funds unit-linked products United Nations unreasonable unregulated CIS unregulated introducer unsecured credit unsecured lending unsolicited text unsolicited texts unsuitable Upper Tribunal US USA US sanctions UTCCR UTCCRs UWO validation order valuation value value for money value measures value measures reporting value reporting variation VeloCity Venezuela Venture Capital Funds verification virtual asset virtual assets virtual asset service providers virtual currencies virtual currency voluntary jurisdiction VOP vulmerable vulnerable vulnerable customer vulnerable customers waiver wake up pack wash trade Wates Principles WBD wealth management webinar wet-ink signatures WFE whistleblowing White Paper wholesale banks wholesale brokers wholesale data wholesale insurance wholesale insurance market wholesale markets wind-down plan wind down Wirecard with-profits Withdrawal WMA Wolfsberg Wolfsberg Group Womble Bond Dickinson Woodford Woolard Working Group workplace pensions work programme World Bank WTO •