The European Commission is to launch a pan-European pension product (PEPP) that will have the same standard features wherever in the EU it is sold. The PEPP can be offered by a broad range of providers and will complement existing state-based, occupational and national personal pensions but not replace or harmonise any national personal pension regimes. The Commission proposes that any entity wishing to provide PEPPs must be authorised by EIOPA.
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